Jim Holm

“As a REALTOR of over 10 years i have seen how pricing has affected many of my clients. I also own a property management company and have seen tenant after tenant who desperately want to put their roots down and be home owners but their income and the cost of housing has priced them out. I have several buyers right now that qualify for 400k. Naturally one would think that is a great range for a starter home. But sadly no. Though a few homes have come on the market in this price range the...”

“I have been wanting to get a new home for many years. It gets challenging when you have to have 20% down to make a payment seem some what affordable. When you look at the price of getting a house the last few years with the interest rates and the amount of down payment required how can anyone really "afford it"”

“As a mortgage loan officer in Utah, I work closely with hardworking people every day who are doing everything right. I review their numbers, their budgets, their goals. They have stable jobs, they pay their bills, and they save what they can. And yet many of them still cannot qualify for a home in the market they grew up in. What I see now is very different than ten years ago. Buyers are often approved at numbers that leave no breathing room, or worse, they fall just short of what entry-level...”